The Financial Peace Planner: A Step-by-Step Guide to Restoring Your Family's Financial Health

I was immediately drawn to the author because he made no bones about his past -- he had filed for bankruptcy. Most financial help books are written by experts who have always handled money well, and have no idea how to struggle with overwhelming debt, or what bankruptcy is actually like. As a single mom who filed for bankruptcy right along with the divorce, I DO know what it's like, and appreciated Mr. Ramsey's nonjudgmental attitude. And as a Christian, I appreciated his faith-based approach. Within this framework I found his advice practical, basic and detailed, just what I needed for getting back on my feet. I highly recommend it.

Despite what one reviewer has written, this book is invaluable for anyone who makes and/or manages money. My family didn't start it because we had real debt problems but more to figure out how to get more out of what we make. We now have a successful budget and firm, clear plans on emergency, retirement, and college fund planning. I cannot recommend this plan more highly. The faith-based approach and thorough use of examples has been uplifting and encouraging and previous knowledge of Dave's other books or his radio show, while informative, is not necessary.

First, get and read Dave Ramsey's "Financial Peace Revisited." Then get this planner, which takes you step-by-step through Dave's tried-and-true techniques for getting out of debt and getting your financial house back in order - and KEEPING it in order forevermore. Whether you're in serious financial trouble, or simply want to have a little more control over your money, this is the plan for you. Dave Ramsey uses simple, easy-to-understand, yet vivid language to communicate a powerful message.

This is an older book of Daves, but it is full of ideas you probably have never heard before ......and they WORK !!!! We did it...dumped debt, got emergency fund together, saved and built our oWN rent free shop for our business using CASH ONLY ...all thanks to Dave Ramseys' excellent, think outside the box guidelines.
I recommend the whole financial peace university kit, but if not affordable, The Total Money Makeover is a great tool, also.
No matter how poor or rich, you will benefit from his advice.

I bought this book last year after stumbling across Dave's excellent radio show; I try to listen whenever I can. Reading the other people's reviews could lead one to think this book is only for those recovering from or in a debt crisis. Au contraire! Buy, read, re-read, and PRACTICE the recommendations in this book BEFORE you get into debt, stay out of debt forever, and get piles of cash. Doing this will add immeasurable peace to your life.

This book is a straight-talking, no B.S., easy-to-read gem about realistic personal finances. Everyone but the extremely rich should read it.